Aetna has come up with some very nice programs for helping you save money on your dental work. You may be considering an Aetna dental insurance plan for helping cut back on some of your dental costs, but there are some other thins to consider as well.
An insurance policy for your dental work will save you some money but the problem is that there are many procedures that the policy simply will not cover. Things like braces, teeth whitening, and deep teeth cleanings are often not covered at all, but you will still have to pay that monthly premium. And another problem is that if you do end up using up all of your dental insurance for that year you will not be compensated for any extra work.
I have a few friends that needed more dental work but had already used up everything that the policy covered and so they could not get all of the work done that they needed. Needless to say that they were very disappointed. Another problem will be that an insurance company like Aetna will not cover you if you have bad dental health to begin with.
But there is a great little program called Aetna Dental Access. Unlike dental insurance, this is a dental discount plan which covers anyone, regardless of dental health, and it only requires a yearly fee of $ 100 around. Instead of coverage, with these plans you will receive heavy discounts on practically every dental procedure that you can think of.
A single crown at the dentist office can cost you as much as $ 980. With an affordable dental plan from Aetna you can get $ 415 off of this price and save almost 50% of the cost.